6:10 am on a Saturday morning and unreliable NetBank (Commonwealth Bank) is down. Again. I’m on my way to the airport, to Singapore. I need to pay some bills blah blah.

I wouldn’t mind but I get this message 1 in 3 times I log in, and I log in only a few times a month.

Anyone got a better bank? I’d rather they shut the branches down than the online thingie. The bank I had in England had brightly coloured “pockets” and I could name them – travel, Xmas present, new phone – and move money around small amounts. Not new accounts, just a digital piggy banks. It was cool.

Which Bank? The one that never works!